Tips on car insurance in English: It’s very important to choose the right insurance policy for your car. In the event of theft or damage, you’ll benefit. Here are 5 tips to help you buy the right car insurance policy.
Car insurance online: If you have a vehicle, a registration certificate (RCApart of that sort of thing), it’s also compulsory to have an insurance policy The right car insurance policy is a difficult task to select. So do plenty of research before you buy an insurance policy, because a small mistake can cost you dearly. Insurance against car theft or accident (car insurance): compensation for damage. There are many insurance companies on the market selling car insurance policies. You can choose a good policy by following the steps outlined here.
Many companies sell different types of insurance policies on the market. At the same time, there are many online platforms selling car insurance policies where you can buy the right policy. If you’re buying a new car, the dealer will help you take out insurance. Insurance company agents are also available to help. However, without taking anyone’s word for it, you need to choose insurance based on your needs.
Car insurance: 5 things to bear in mind
Today, we’re going to take a look at some specific aspects of car insurance. This will help you choose the best insurance policy for your car. It’s important to understand these issues to avoid the pitfalls of bad policies. Keep these five points in mind before buying a car insurance policy.
Type of insurance:
Insurance policies are generally of two types: third-party and comprehensive. Most people confuse these two principles. We explain that third-party insurance only covers the person involved in the accident, their car and their possessions. Comprehensive insurance, on the other hand, covers damage to you and your vehicle, in addition to all these elements.
Check the declared value:
ADV stands for Declared Value Insured. This is simply the value paid out by the insurance policy if the vehicle is stolen or totally damaged. It is preferable to take out insurance with a higher declared value, but this may result in a higher insurance premium.
Check the premium:
The premium is the amount paid when you take out insurance. It is therefore important to keep an eye on the cost of the premium when purchasing insurance. If the premium is high, customers generally benefit from more advantages, whereas if the premium is lower, benefits are lower. You should therefore choose an insurance policy according to your needs.
Check the CSR:
The CSR, or claims settlement ratio, indicates the number of claims settled by the insurance company in the course of a year. Many companies are reluctant or deliberately delay settling claims made by customers in the event of an accident or vehicle theft. So choose companies with a good CSR.
Compare insurance policies:
If you like an insurance policy, compare it with other policies before you buy. You can use online platforms to compare policies. When comparing, it will be very useful to compare elements such as premium, IDV and CSR.